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Voir la version complète : Faites votre cafe chez vous :-))))


Malika
23/07/2007, 00h42
The latte factor:

"A latte spurned is a fortune earned." - People Magazine

The Latte Factor® is based on the simple idea that all you need to do to finish rich is to look at the small things you spend your money on every day and see whether you could redirect that spending to yourself. Putting aside as little as a few dollars a day for your future rather than spending it on little purchases such as lattes, fancy coffees, bottled water, fast food, cigarettes, magazines and so on, can really make a difference between accumulating wealth and living paycheck to paycheck.

We don't even realize how much we're actually spending on these little purchases. If we did think about it and change our habits just a little, we could actually change our destiny.

Still not convinced? Consider this:

$5 per day (the average cost of a latte and a muffin) x 7 days = $35 per week

$35/week = $150/month

$150 per month invested at a rate of 10% annual return =

1 year = $1,885
2 years = $3,967
5 years =$11,616
10 years = $30,727
15 years = $62,171
30 years = $339,073
40 years = $948,611


Take action today!

To get started you've got to identify what your Latte Factor® actually is. The best way to do this is to track your spending for a full day. We've made it easy with the Latte Factor Challenge Form® that you can download below. This simple exercise can be life-changing.

Once you know where your money is going and how much your Latte Factor® is costing you, use our Latte Factor® calculator below to see just how much you could save in a few years. It adds up, so don't delay...get started today!

If you've got a great Latte Factor® story to share, click here to send it to me. Tell me what happened to you when you took the challenge. How much money did you find? What did you learn? The best stories will win a free Latte Factor Mug - tote your own coffee every morning and watch your savings grow!


Site d'origine: http://www.finishrich.com/free_resources/fr_lattefactor.php

Qu'en pensez vous les ami(e)s?

Cactus
29/07/2007, 01h08
Bonjour Malika,

Je lis unpeu l'anglais et j'ai utilisé mon petit dictionnaire pour comprendre un peu ton message...

Je suis tout à fait d'accord, les plus grosses dépenses vont dans les petites choses: on les achète car on pense que c'est pas cher. mais ça s'accumule et comme l'article le souligne, si on fait attention à ces petites dépenses, on se rendrait compte que l'on peut économiser beaucoup!

Aussi, c'est beaucoup moins cher de manger chez soi que de manger au restaurant.

Bonne journée Malika